Know what goes into calculating best loan for you
By Chuck Myers - McClatchy Newspapers
1/83/8
A wide range of factors goes into securing a home mortgage, from selecting a mortgage type to landing a low interest rates and good payment terms. Several insightful books on the topic can help explain the ins and outs of mortgages for a prospective homebuyer. Here are just a few titles:
"Mortgage Myths" by Ralph R. Roberts and Chip Cummings; Wiley ($17.95)
Addresses the mortgage borrowing, negotiating a rate and time the lending process should take.
"Mortgage Confidential" by David Reed; AMACOM ($16.95)
Covers the mortgage loan process, and separates fact from fiction in several key topic areas.
"Mortgage Rip-Offs and Money Savers" by Carolyn Warren; Wiley ($17.95)
Offers tips on how to improve chances of getting a good mortgage rate, negotiating fees and uncovering market scams.
"The Mortgage Answer Book, 4th Ed." by John Talamo; Sphinx Publishing ($14.95)
Discusses how to chose a mortgage and the different types of mortgages available.
"The Mortgage Encyclopedia" by Jack Guttentag; McGraw-Hill ($21.95)
Features details on mortgage types, prepayment, refinancing and shopping for the best rate.
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